Mashreq Neo

Credit Card

This is the only credit card you’ll ever need. It’s free for life, comes with a joining cashback bonus and allows you to choose your rewards, and change them whenever you like.

Experience the Reward of Convenience and Choice

Unique Benefits

The only card in the UAE that allows you to
customize your rewards and
change them anytime!*

AED 250 cashback

joining bonus!

Your rewards, your way.

Only you know what rewards add value to your life. So we let you choose them. With a Mashreq Neo Credit Card, choose from Salaam Rewards, travel benefits or easy cashback. Should you feel like something different, feel free to change your rewards programme whenever you please.

Cash Back

1% on Local Spends
3% on International Spends

Terms and conditions

Travel Benefits

1 sMile on Local Spends
3 sMiles on International Spends

Terms and conditions

Salaam Rewards

3 Points on Local Spends
9 Points on International Spends

Terms and conditions

Extra Benefits

  • Annual cashback of AED 250
  • Zero annual fees
  • Discounts and deals on dining and travel
  • Complimentary multi-trip travel insurance

Add to your package within a click


To be eligible for a Mashreq Neo Credit Card, you need:

  • A minimum salary (AED 5,000).
  • To be a resident of the UAE.
  • And over 21 years of age.

Ready to join?

Before you start please be ready with the following:

  • Passport

  • UAE Visa

  • Emirates ID