Neo Smart Account

Simplify your banking

With your Mashreq Neo app


AED 350

Early Bird cashback

Up to AED 2,500

Salary transfer cashback


Platinum Debit Card


Valid Emirates ID
18 years and above
Minimum monthly salary of AED 5,000 or annual turnover of AED 60,000

Branchless banking

At Neo, we're believers in the power of digital, so we don't have any branches. The Neo app is designed to serve all you banking needs and queries. So enjoy easy banking using your Neo app and Mashreq ATMs. 

Extra Benefits

Access to global stock exchanges
Fast & easy remittances
Free first cheque book
1.1% p.a interest through MaxSaver
Invest in gold and foreign currencies

See how easy it is!

All you need is your Emirates ID to open your Neo account. No paperwork. No branch visits.

Ready to open a Neo account?

Still got questions?

The Neo app is available on Google Playstore, Apple Appstore and Huawei AppGallery. You can click here to go to the app store and download the Neo app.
To create a Mashreq Neo account, you need to have your Emirates ID. Download the Mashreq Neo app from App Store / Play Store and tap on 'New to Neo? Click here to apply' and follow the simple application process. You can also open a Mashreq Neo account from the Mashreq Neo website by clicking here.
Please follow the below steps to retrieve your application: 1. Open the Mashreq Neo app & click on 'New to Neo. Tap here to Apply' banner 2. Enter your mobile number and email id with which you were trying to open your Neo account 3. Your application will be resumed at the point where you had left. You can complete the remaining steps to open your account. In case you were trying to open an account through the website, please follow steps 2 and 3 mentioned above after clicking here. Once you complete all the account opening steps, you receive and SMS and email with your account number.
With a Mashreq Neo digital account, there is no need for you to visit a Mashreq branch. However, you can visit a Mashreq ATM/ITM for withdrawing cash, encashing cheques, and updating your mobile number/address/EID etc.

Explore more Neo products

Quick Remit

Enjoy rapid money transfers across the world. Quick Remit offers the fastest experience across 30+ countries, and at the best exchange rates.

Mashreq Millionaire

Save today, to win tomorrow. Open a Neo account and purchase Mashreq Millionaire certificates from the Neo app to participate in the monthly, quarterly and AED 1,000,000 lucky draws.

Neo Investments

Diversify your wealth with Mashreq Neo. Invest in global stocks, forex and gold easily with your Neo account.

Download Mashreq Neo App