Neo Smart Account

Simplify your banking

With your Mashreq Neo app

Open your account now

AED 350

Early Bird cashback

Up to AED 2,500

Salary transfer cashback

Free

Platinum Debit Card

Eligibility

Valid Emirates ID
18 years and above
Minimum monthly salary of AED 5,000 or annual turnover of AED 60,000

Branchless banking

At Neo, we're believers in the power of digital, so we don't have any branches. The Neo app is designed to serve all you banking needs and queries. So enjoy easy banking using your Neo app and Mashreq ATMs. 

Early Bird Cashback of AED 350

Get cashback on all first transactions (Debit Card, Quick Remit, Insurances etc.) completed within the first 90 days. 
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Extra Benefits

Access to global stock exchanges
Fast & easy remittances
Free first cheque book
1% p.a interest through MaxSaver
Invest in gold and foreign currencies

Your free Mashreq Neo Visa Debit Card

Experience benefits reserved for the exclusive club of Visa Platinum members. Earn Salaam Points every time you spend on your Card at home or abroad.
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Enjoy your account for FREE

Simply maintain AED 3,000 monthly average balance or spend AED 1,000 on your Debit Card to enjoy a fee-free account. Otherwise, a nominal charge of AED 10 per month will apply.
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See how easy it is!

All you need is your Emirates ID to open your Neo account. No paperwork. No branch visits.

Ready to open a Neo account?

Still got questions?

The Neo app is available on Google Playstore, Apple Appstore and Huawei AppGallery. You can click here to go to the app store and download the Neo app.
To create a Mashreq Neo account, you need to have your Emirates ID. Download the Mashreq Neo app from App Store / Play Store and tap on 'New to Neo? Click here to apply' and follow the simple application process. You can also open a Mashreq Neo account from the Mashreq Neo website by clicking here.
Please follow the below steps to retrieve your application: 1. Open the Mashreq Neo app & click on 'New to Neo. Tap here to Apply' banner 2. Enter your mobile number and email id with which you were trying to open your Neo account 3. Your application will be resumed at the point where you had left. You can complete the remaining steps to open your account. In case you were trying to open an account through the website, please follow steps 2 and 3 mentioned above after clicking here. Once you complete all the account opening steps, you receive and SMS and email with your account number.
With a Mashreq Neo digital account, there is no need for you to visit a Mashreq branch. However, you can visit a Mashreq ATM/ITM for withdrawing cash, encashing cheques, and updating your mobile number/address/EID etc.

Transparency

Key Fact Statement
Terms & Conditions
Schedule of Charges

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Download Mashreq Neo App