Neo Credit

Instant & easy loans

That are fast & flexible


Up to AED 20,000

Loan amount

1-18 months

Repayment plan




2 minutes application process
No documentation; no branch visits
Personalised interest rates
Apply from anywhere via Neo app
No salary transfer required

Ready to open a Neo account?

Still got questions?

Please follow these steps: Login > More > Neo Credit
A minimum monthly salary of AED 5,000 is required for a Neo customer to be eligible for Neo Credit.
All you need is the Mashreq Neo app and a Neo account to apply for Neo Credit.
Our interest rates range from 8% to 30% per year. We will do our best to offer you the lowest interest rate, based on your profile and loan duration. Click to see our fees and charges.