Refer & Earn

AED 1 million could be yours

Refer & win big!

Receive AED 100 for every successful referral. What's more, our 5 top referrers each get a Mashreq Millionaire Certificate. That's not all, the friends you refer get the chance to win a certificate too.


How do I benefit?

Rewards galore for you and your friends


Assured Reward

AED 100 per successful referral (get up to AED 2,000).


Top Referrers

Top 5 referrers win a Mashreq Millionaire Certificate!


Top Referred Customers

Top 5 referred win a Mashreq Millionaire Certificate!

Still got questions?

Each successful referral gives you AED 100 of assured referral bonus. In addition, the top 5 referrers each month will win one Mashreq Millionaire Certificate, each worth AED 1,000, which gives them an opportunity to enter the Mashreq Millionaire Draw once every 4 months. To know more about Mashreq Millionaire, please visit
You can go to to refer your friends to Mashreq Neo. This page can also be accessed from the Neo website/ app: App: Once you have logged in, please click on 'More' from the bottom menu and then click on 'Refer & Earn' Website: If you have opened the website on your desktop/laptop, look for the 'Refer & Earn' button on the top menu. If you are accessing the Neo website via your mobile, the 'Refer & Earn' button is available in the right menu.
Yes. Your friends get the following benefits on opening an account with Neo: 1. They get up to AED 2,850 on opening a Neo account and transacting with Neo. 2. If they are among the top 5 referred customers (they need to make the highest first funding after opening a Neo account) they will be rewarded with a Mashreq Millionaire Certificate which will give them a chance to become a millionaire every 4 months.
The referral bonus will be credited to your Neo account within 60 days of referral. The referred customer should ensure that he/she opens a Neo account and makes his/her first deposit by the end of the subsequent month.  Mashreq Millionaire Certificates will also be provided in a similiar schedule.

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